Obituaries

Lois Smith
B: 1930-05-27
D: 2018-12-09
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Smith, Lois
Lloyd Kinnaird
B: 1926-04-04
D: 2018-12-09
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Kinnaird, Lloyd
Moira Kerr
B: 1937-06-15
D: 2018-12-08
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Kerr, Moira
Edward Core
B: 1941-12-25
D: 2018-12-08
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Core, Edward
Kathleen Howgego
B: 1921-06-29
D: 2018-12-08
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Howgego, Kathleen
Charles Waud
B: 1930-12-06
D: 2018-12-07
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Waud, Charles
Leo Janssen
B: 1938-08-15
D: 2018-12-07
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Janssen, Leo
John Kimmerly
B: 1933-05-29
D: 2018-12-05
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Kimmerly, John
Marvin Gricks
B: 1950-02-05
D: 2018-12-04
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Gricks, Marvin
James Rowland
B: 1940-10-21
D: 2018-12-04
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Rowland, James
Benjamin Van Galen
B: 1989-09-13
D: 2018-12-04
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Van Galen, Benjamin
Ryan McClintic
B: 1995-12-14
D: 2018-12-04
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McClintic, Ryan
Lawrence Boyce
B: 1950-12-05
D: 2018-12-04
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Boyce, Lawrence
John Grieco
B: 1935-09-04
D: 2018-12-03
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Grieco, John
Gerald Heald
B: 1943-09-06
D: 2018-12-03
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Heald, Gerald
Thomas Springstead
B: 1930-03-06
D: 2018-12-03
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Springstead, Thomas
Donald Bloomfield
B: 1936-12-23
D: 2018-12-01
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Bloomfield, Donald
Ronald Knowles
B: 1956-10-11
D: 2018-11-29
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Knowles, Ronald
Robert Henry
B: 1925-11-14
D: 2018-11-28
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Henry, Robert
Loury Forsey
B: 1927-03-15
D: 2018-11-27
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Forsey, Loury
Catherine Rich
B: 1960-02-17
D: 2018-11-24
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Rich, Catherine

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Accounts & Deposit Boxes

Because banks are subject to both provincial and federal regulations, procedures can vary greatly from bank to bank and province to province. Some provinces have been known to automatically freeze joint bank accounts when one of the joint owners dies. To avoid problems, contact your bank directly, to determine the amount of money accessible and learn the procedures for releasing these funds, and to establish a new account for funds received after the death. At least one joint checking or savings account should be left open for at least six months. This will allow you to deposit any checks that you are entitled to but are in the deceased's name. For instance, "Insurance Reimbursement Check". This check would be endorsed on the back as follows: "Deposit Only" with the deceased's name PRINTED underneath, followed by the bank account number.

If after six months you want to take the deceased's name off the account, the bank will want to have a Certified Copy of the Death Certificate. A Certified Copy will also be necessary for any accounts that are left "In Trust For" someone. (I.T.F.). Your bank can advise you regarding IRA's or CD's (Certificates of Deposit). Both will need a Certified Copy of the Death Certificate before they are released.

If the safety deposit box is in the sole ownership of the deceased. Banks will require a Certified Copy of the Death Certificate and Letters of Administration to gain access to the contents. On co-owned safety deposit boxes, the rules vary from province to province. Call your attorney or bank for their requirements.

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